HELOC Standalone

Access Your Home Without Refinancing

Standalone Home Equity Line Of Credit

You could tap into your home equity with a cash-out refinance. But what if you already had a low interest rate on your mortgage? Consider getting a home equity line of credit (HELOC) instead. With a HELOC, you can hold onto your low mortgage rate and still access funds to pay for tuition, home renovations, high-interest credit cards, or personal loans.

Key Benefits:

  • Withdraw HELOC funds as needed
  • Multiple draws available
  • Line amounts of $50,000-$500,000
  • Minimum 680 FICO Score
  • Variable rate
  • Flexible payments options
  • Minimum initial draw at closing must equal the greater amount of $50,000 or 50% of the full line amount



Company NMLS#1870102
Karen Saxton NMLS# 280822

Regulated by the Division of Real Estate

Contact Us

Loan Zone Mortgage
28225 Hwy 74 Suite 202 
Evergreen, CO 80439
Phone: (303) 489-1129


M-F: 8:00 am - 5:00 pm
SAT: 8:00 am- 5:00 pm
SUN: 8:00 am- 5:00 pm

We are available by phone 7 days per week, after hours and holidays for your convenience!  Please call, text or email anytime.