The Affordable Home Loan You’ve Been Looking For

A HomeReady Loan Puts Homeownership Within Reach

You don’t always need a large down payment to purchase a home. Fannie Mae built the HomeReady mortgage especially for people with modest savings. Borrowers enjoy a lower down payment, flexible guidelines, and a monthly payment that matches their income.

Features and Benefits:

  • Low down payment
  • Income from extended family may help you qualify
  • Gifts and grants available for a low down payment and closing costs (1-unit properties only)
  • Co-borrowers may be able to assist with buying the home
  • Additional sources of income may help you qualify, such as rental payments from a basement apartment
  • Mortgage insurance lower than most conventional loans



Company NMLS#1870102
Karen Saxton NMLS# 280822

Regulated by the Division of Real Estate

Contact Us

Loan Zone Mortgage
28225 Hwy 74 Suite 202 
Evergreen, CO 80439
Phone: (303) 489-1129


M-F: 8:00 am - 5:00 pm
SAT: 8:00 am- 5:00 pm
SUN: 8:00 am- 5:00 pm

We are available by phone 7 days per week, after hours and holidays for your convenience!  Please call, text or email anytime.